Great time to save!

It’s never too early to start saving for retirement — and now is a great time with Heartland IRA CD rates up to 5.51% APY.* Open a tax-deferred IRA today and prepare for a financially secure tomorrow!

Heartland offers a variety of retirement savings solutions, and we’ll be happy to propose the best IRA investment to meet your needs. Your earnings grow tax-deferred, and you may qualify for significant tax deductions.

Feel secure in knowing that Heartland IRAs are insured up to $250,000 by the NCUA and up to an additional $250,000 by ESI (Excess Share Insurance). In addition, our IRAs are ideal for accepting rollovers and transfers. We’ll make it easy to transfer IRA funds from another institution and help you with every step along the way. Open your IRA today — Stop by your nearest Heartland branch or call (651) 451-5160.

*5.51% APY (Annual Percentage Yield) applies to 60-month IRA CD with a minimum balance of $10,000. Rate accurate as of March 1, 2007 and subject to change. Other rates and terms available. Pick up a rate & fee schedule at your nearest Heartland Credit Union office.