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Heartland Credit Union offers
the following types of IRAs:
- Traditional IRA
- Roth IRA
- Coverdell Education Savings Account
Available as CDs or savings accounts, you're never too
young or too old to invest in an IRA. IRA savings accounts
are tiered, variable rates and can be opened with as little
as $50. Payroll deduction can help you accumulate vital
savings for the future!
If you already have an IRA with another financial
institution, compare our great dividend rates and fees. Moving
your current IRA to Heartland is easy!
Greater Insurance Coverage!
NCUA now insures IRAs up to $250,000. Combined with our ESA
insurance, that means your Heartland IRA is insured to
$500,000!!
Call, stop in, or email us at Savings@HeartlandCU.com
to set up your IRA savings plan. A guaranteed and
insured investment - talk about peace of mind for retirement!
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Education
Savings Account
Are you saving for your child's education?
According to
recent surveys, the average cost of attending a public
university is almost $11,000 per year. Private universities
average a staggering $24,000 annually! The most important
thing you can do is to start saving now.
With an Education Savings Account (formerly known as
Education IRAs), you can contribute up to $3,000 annually
per child. Grandparents, aunts, uncles, and friends can also
make contributions! ESAs offer tax-preferred treatment, with
no tax on the interest earned or on withdrawals as long as
the money is used for education.
To start your ESA, call the Credit Union or email us at
Savings@HeartlandCU.com. Then rest easy tonight knowing
that financing your child's future education is secure.
529
College Savings Plans available
Heartland Credit Union members can now set up their own 529 College Savings
Plans. These are a popular investment choice for families to
save for their children's higher education. They funds can be used for
qualified education expenses such as tuition and room and board. To
learn more, click here!
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