Titled Vehicle Loans

Heartland CU offers "Titled" vehicle loans for anything that requires a title from the Department of Motor Vehicles. This includes new and used cars, trucks, RVs, boats, and motorcycles. 

• Great loan rates available for new or used vehicle purchases (or refinances).
   
• Apply online around the clock or call 651/451-5160 or 1-800-813-9185 during regular business hours. 
   
  
• GAP Insurance and Mechanical Repair Coverage options are also available.
   
• Refinance loans from elsewhere with Heartland to lower your monthly payment. Your RV, boat, motorcycle, etc., may also be used as collateral for debt consolidation or personal loans.
   
• Qualified applicants may borrow up to 100% of the cost of a new vehicle and the average retail price on used vehicles (including tax and license).

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Untitled Vehicle Loans

Untitled vehicles include snowmobiles, jet skis, ATVs, and dirt bikes. These vehicles are not titled by the Department of Motor Vehicles but can be used as collateral on loans. 

• Available for new or used vehicle purchases.
   
• Use your untitled vehicle as collateral for debt consolidation or vacations and save on the interest rate. 
   
• Qualified applicants may borrow up to 100% of the cost of a new vehicle and the average retail price on used vehicles (including tax and license).
   
• Apply online around the clock or call
  (651)451-5160 or 1-800-813-9185
  during regular business hours.